THE SHP FINANCIAL BLOG
At SHP Financial, we focus on a customized investment and retirement strategy to help get you retired, and stay retired. To help you better understand your financial needs or assess your current investment and retirement strategies, we post a weekly blog. We hope you find these retirement and financial insight blogs helpful, and if you would like to take it a step further for a complimentary review of your current strategies, you can click to let your journey begin.
Transitioning Into Retirement Is No Small Task
Even though most people look forward to retirement, some forget that losing the structured routines, sense of purpose, and social interactions that work brings can lead to a difficult transition from working to retirement. Recently, ...
Weekly Market Thought of the Week – Market Commentary January 2019
January marked a sharp reversal in stock market returns despite a variety of mixed news globally. In the U.S., markets shrugged off the longest government shutdown in history (35 days) and a possible related decline ...
How Retirement Will be Different in 2030
With advancing technology and changing times, it’s hard to predict how things will evolve each year. I worry if I have prepared enough for my retirement and think about ways in which the world will ...
Weekly Market Thought of the Week – Brexit, Fed & Trade – The List to Watch in Q1 2019
In 2018, markets were acutely focused on the path of interest rate hikes. Today, with the “patient” Fed set to leave interest rates unchanged, attention has shifted to the Fed’s balance sheet. During the Great ...
Long-Term Care Myths
If you are in or approaching retirement, long-term care is probably something that is on your mind frequently, because there’s a lot of myths revolving around it. These myths and misunderstandings can seriously impact your ...
Benefits of an Early Retirement
Some people choose to delay retirement into their late 60s, however, at age 62 you are eligible to start collecting Social Security benefits, and if you’ve prepared well for retirement, retiring early might make sense. ...
Weekly Market Thought of the Week – Understanding the Impact of the Government Shutdown
The partial U.S. government shut down started on December 22, 2018, when Congress could not agree on a funding deal to keep it open. The current shutdown is now the longest on record, beating the ...
Don’t Forget These Important Retirement Documents
Estate planning is not always an easy subject to think about, but it’s even harder to think about what will happen if you don’t have a plan. We know that retirement planning can be ...
Weekly Market Thought of the Week – How the China Stimulus Impacts Global Growth
The World Bank asserts that China manufactured the fastest sustained expansion by a major economy in history. Over nearly four decades, from 1979 to 2017, China’s real gross domestic product (GDP) grew at an average ...
Figuring Out a 401(k)
Most large private employers offer their employees a 401(k) account. This is a tax-friendly retirement plan that allows you to use payroll deductions through saving and investing. It’s become a vital part of retirement planning ...
Weekly Market Thought of the Week – 2018 Year in Review & Market Outlook
The U.S. labor market was solid throughout 2018, with 2.6 million jobs added during the year, compared to a gain of 2.2 million in 2017. The unemployment rate ended the year (as of November 2018) ...
Retirement Expectation vs. Reality
When most people envision retirement, positive images start forming. We picture spending days lounging on the beach or practicing our favorite hobbies, we envision having free time to spend with friends and taking the grandkids ...