THE SHP FINANCIAL BLOG
At SHP Financial, we focus on a customized investment and retirement strategy to help get you retired, and stay retired. To help you better understand your financial needs or assess your current investment and retirement strategies, we post a weekly blog. We hope you find these retirement and financial insight blogs helpful, and if you would like to take it a step further for a complimentary review of your current strategies, you can click to let your journey begin.
What if 1 Million Dollars Isn’t Enough to Retire?
If you are headed toward retirement soon, or you have just retired, you may find yourself wondering, "Is my nest egg enough?" It's a common question and one that causes a lot of people a ...
Important Changes To Your RMDs…
Are you aware of the recent changes to required minimum distributions? It used to be that when you turned 70, the government forced you to start withdrawing a certain percentage of your money from your ...
Exploring The Difference Between an Investment and an Expense
In theory, the definitions of an investment or an expense are quite clear-cut. An expense, or cost, is simply the dispensing of time, money, or resources. An investment, while an expenditure, comes with the expectation ...
Will You Leave A Legacy Or A Mess?
Will You Leave A Legacy Or A Mess? by Chase Reardon, Financial Advisor When you think about the real priorities in your life — the stuff that really matters — it’s your family. Planning for ...
Wealth Management & Retirement Planning For High-Net-Worth Individuals
High-net-worth individuals (HNWI) and families have unique needs when it comes to retirement planning. HNWIs have considerable holdings, often from diverse income streams, and at least $1 million in liquid or investible assets. These may ...
Current Market Risks and Your Retirement
Our current economic situation is complex and, in some ways, unprecedented. Because of the pandemic, we have seen massive changes in how the market behaves, and we are having to readjust how we approach retirement ...
8 Retirement Planning Dos and Don’ts
8 Retirement Planning Dos and Don'ts by Patrick Randall, Financial Advisor Are you recently retired, or do you hope to retire in the next several years? Why reinvent the wheel when you can learn retirement ...
What Does a Rolling Recession Mean for Your Retirement?
What Is A Rolling Recession? You may have noticed that the economy after the pandemic has been very up and down. And while there has been talk of a possible recession for a few years ...
The SVB Situation and Your Financial Picture
You’ve likely heard the news that Silicon Valley Bank (SVB) has experienced a financial shock. In a matter of a few short days, Silicon Valley Bank lost its funds and went under. So, let's get ...
Putting Together the Puzzle Pieces of Retirement Planning
Over the course of your life, you have probably acquired several different retirement accounts, and you have likely considered many kinds of retirement strategies. The key now, if you have recently retired or you are ...
63% of Americans Fear This More Than Death…
63% of Americans Fear This More Than Death… by Joe Anderson, Financial Advisor Do you ever worry you could end up being 80 years old, full of life and flat broke? According to a study ...
Will Your Retirement Savings Be Enough?
Are you unsure of how much money you will need in retirement? This is a very common concern for Americans as they approach retirement age. This blog will give you some tips on how to ...